{"id":49,"date":"2026-02-18T21:23:50","date_gmt":"2026-02-19T05:23:50","guid":{"rendered":"https:\/\/xumortgage.com\/?page_id=49"},"modified":"2026-02-26T06:26:13","modified_gmt":"2026-02-26T14:26:13","slug":"faq","status":"publish","type":"page","link":"https:\/\/xumortgage.com\/zh\/faq\/","title":{"rendered":"\u5e38\u89c1\u95ee\u9898"},"content":{"rendered":"<section class=\"section\" id=\"section_2093922018\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\t<div class=\"ux-shape-divider ux-shape-divider--bottom ux-shape-divider--style-waves-opacity-3\">\n\t\t<svg viewbox=\"0 0 1000 300\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" preserveaspectratio=\"none\">\n\t<path class=\"ux-shape-fill\" opacity=\"0.05\" d=\"M1014 264V386H206L34 300C34 300 344.42 277.16 436 221C542 156 590 160 704 209C811 255 899.11 214.94 979 346L1014 264Z\"\/>\n\t<path class=\"ux-shape-fill\" opacity=\"0.1\" d=\"M-302 55C-302 55 -66.73 263.25 50 214C178 160 283 116 353 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medium-8 small-11 large-7\"  data-animate=\"fadeInUp\">\n\t\t\t\t<div class=\"col-inner text-center\"  >\n\t\t\t\n\t\t\t\n\n<h2 style=\"font-size: 200%;\"><strong>\u5e38\u89c1\u95ee\u9898<\/strong><\/h2>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_2093922018 {\n  padding-top: 40px;\n  padding-bottom: 40px;\n  background-color: rgb(237, 246, 249);\n}\n#section_2093922018 .ux-shape-divider--bottom svg {\n  height: 100px;\n  --divider-width: 100%;\n}\n@media (min-width:550px) {\n  #section_2093922018 {\n    padding-top: 50px;\n    padding-bottom: 50px;\n  }\n}\n@media (min-width:850px) {\n  #section_2093922018 .ux-shape-divider--bottom svg {\n    height: 150px;\n  }\n}\n<\/style>\n\t<\/section>\n\t\n<div class=\"row align-center\"  id=\"row-1041083848\">\n\n\n\t<div id=\"col-1613262326\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<div class=\"row\"  id=\"row-10895262\">\n\n\n\t<div id=\"col-1741188887\" class=\"col medium-9 small-12 large-9\"  data-animate=\"fadeInUp\">\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(255,255,255);\" >\n\t\t\t\n\t\t\t\n\n<div class=\"accordion\">\n\n\t<div id=\"accordion-677056666\" class=\"accordion-item\">\n\t\t<a id=\"accordion-677056666-label\" class=\"accordion-title plain\" href=\"#accordion-item-should-i-choose-mortgage-broker-or-bank?\" aria-expanded=\"false\" aria-controls=\"accordion-677056666-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u6211\u5e94\u8be5\u9009\u62e9\u4f60\u4eec\u8d37\u6b3e\u516c\u53f8\u8fd8\u662f\u94f6\u884c?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-677056666-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-677056666-label\">\n\t\t\t\n\n<p>\u5728\u8fc7\u53bb\uff0c\u6f5c\u5728\u7684\u8d2d\u623f\u8005\u53ea\u5411\u94f6\u884c\u5bfb\u6c42\u6309\u63ed\u8d37\u6b3e\uff0c\u4f46\u968f\u7740\u8d37\u6b3e\u516c\u53f8\u7684\u51fa\u73b0\uff0c\u4f60\u73b0\u5728\u6709\u4e86\u66f4\u591a\u7684\u9009\u62e9\u3002\u4e13\u4e1a\u7684\u8d37\u6b3e\u516c\u53f8\u662f\u6709\u6267\u7167\u7684\u62b5\u62bc\u8d37\u6b3e\u4e13\u5bb6\uff0c\u6211\u4eec\u53ef\u4ee5\u63a5\u89e6\u5230\u591a\u4e2a\u653e\u6b3e\u673a\u6784\uff08\u901a\u5e38\u662f\u94f6\u884c\uff09\u548c\u591a\u79cd\u8d37\u6b3e\u5229\u7387\u6388\u6743\u7684\u6709\u5408\u6cd5\u6267\u7167\u7684\u8d37\u6b3e\u516c\u53f8\u3002\u6211\u4eec\u57fa\u672c\u4e0a\u662f\u4e3a\u60a8\u534f\u5546\u6700\u4f4e\u5229\u7387\uff0c\u56e0\u4e3a\u6211\u4eec\u7b7e\u7f72\u4e86\u5927\u91cf\u7684\u62b5\u62bc\u8d37\u6b3e\u4ea7\u54c1\uff08\u53ea\u6709\u6709\u5408\u6cd5\u6267\u7167\u7684\u8d37\u6b3e\u516c\u53f8\u624d\u80fd\u7b7e\u7f72\u8d37\u6b3e\u4ea7\u54c1\uff09\uff0c\u6211\u4eec\u53ef\u4ee5\u76f4\u63a5\u628a\u6279\u91cf\u6298\u6263\u4f20\u9012\u7ed9\u4f60\u3002<\/p>\n<p><strong>\u4e24\u8005\u7684\u5dee\u522b\u63cf\u8ff0\u5982\u4e0b:<\/strong><\/p>\n<p><strong>Bank:<\/strong>\u00a0\u94f6\u884c:\u63d0\u4f9b\u4e2a\u4eba\u94f6\u884c\u3001\u4fe1\u7528\u5361\u3001\u8d37\u6b3e\u548c\u62b5\u62bc\u670d\u52a1\u7684\u7279\u8bb8\u94f6\u884c\u673a\u6784\u3002<\/p>\n<p><strong>\u8d37\u6b3e\u516c\u53f8:<\/strong>\u00a0\u6709\u6267\u7167\u7684\u62b5\u62bc\u8d37\u6b3e\u4e13\u5bb6\uff0c\u53ef\u4ee5\u63a5\u89e6\u591a\u4e2a\u653e\u6b3e\u673a\u6784\u548c\u591a\u79cd\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u3002\u7531\u653e\u6b3e\u673a\u6784\u6216\u501f\u6b3e\u4eba\u652f\u4ed8\u4f63\u91d1\u7684\u4e2d\u4ecb\u516c\u53f8\u3002<\/p>\n<p><strong>\u4f18\u70b9\u548c\u7f3a\u70b9:<\/strong><\/p>\n<p>\u94f6\u884c:\u94f6\u884c\u5141\u8bb8\u4f60\u5c06\u4f60\u7684\u670d\u52a1\u6574\u5408\u5230\u4e0e\u4f60\u6709\u957f\u671f\u5408\u4f5c\u5173\u7cfb\u5e76\u8ba4\u4e3a\u503c\u5f97\u4fe1\u8d56\u7684\u7b2c\u4e09\u65b9\u90a3\u91cc\u3002\u94f6\u884c\u53ea\u80fd\u5411\u4f60\u63d0\u4f9b\u4ed6\u4eec\u81ea\u5df1\u7684\u5229\u7387\u548c\u4ea7\u54c1\u3002\u94f6\u884c\u5c06\u5b9a\u671f\u5bf9\u516c\u5e03\u7684\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u63d0\u4f9b\u6298\u6263;\u4f46\u662f\uff0c\u4f60\u9700\u8981\u81ea\u5df1\u8ddf\u94f6\u884c\u534f\u5546\u5229\u7387\u4ee5\u53ca\u8d37\u6b3e\u624b\u7eed\u7b49\u6761\u6b3e\u3002<\/p>\n<p>\u6211\u4eec\u8d37\u6b3e\u516c\u53f8:\u6211\u4eec\u57fa\u672c\u4e0a\u662f\u201c\u8d27\u6bd4\u4e09\u5bb6\u201d\uff0c\u4e3a\u4f60\u8c08\u5224\uff0c\u5e76\u63d0\u4f9b\u5e02\u573a\u4e0a\u6700\u4f4e\u7684\u5229\u7387\u3002\u6211\u4eec\u83b7\u5f97\u7684\u6279\u91cf\u6298\u6263\u5c06\u76f4\u63a5\u4f20\u9012\u7ed9\u4f60\u3002\u8d37\u6b3e\u7ecf\u7eaa\u4e0d\u88ab\u516c\u4f17\u6240\u719f\u77e5\uff08\u5982\u94f6\u884c\u8fd9\u6837\uff09\uff0c\u9996\u6b21\u8d2d\u623f\u8005\u4e0d\u4f1a\u4e0e\u4ed6\u4eec\u6709\u9884\u5148\u5b58\u5728\u7684\u5173\u7cfb\uff08\u6bd4\u5982\u5b58\u50a8\u8d26\u6237\uff0c\u4fe1\u7528\u5361\u7b49\uff09\u3002<\/p>\n<p>\u867d\u7136\u94f6\u884c\u53ef\u4ee5\u63d0\u4f9b\u4e00\u4e9b\u6298\u6263\uff0c\u4ee5\u5de9\u56fa\u5ba2\u6237\u548c\u4ed6\u4eec\u7684\u5173\u7cfb\uff0c\u4f46\u662f\u4e0e\u6211\u4eec\u8d37\u6b3e\u516c\u53f8\u5408\u4f5c\u4f9d\u7136\u6709\u5f88\u591a\u4f18\u52bf\u3002<\/p>\n<p>\u4f7f\u7528\u6211\u4eec\u7684\u4e00\u4e2a\u4e3b\u8981\u597d\u5904\u662f\uff0c\u6211\u4eec\u53ef\u4ee5\u8fdb\u5165\u6574\u4e2a\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\uff0c\u5e76\u4e14\u4e86\u89e3\u6574\u4e2a\u5e02\u573a\u3002\u53ef\u4ee5\u6839\u636e\u60a8\u7684\u4e2a\u4eba\u60c5\u51b5\u6765\u51b3\u5b9a\u54ea\u4e9b\u653e\u6b3e\u673a\u6784\u4f1a\u8003\u8651\u4f60\u7684\u60c5\u51b5\uff0c\u54ea\u4e9b\u4e0d\u4f1a\u3002\u8fd9\u5bf9\u4fe1\u7528\u8bc4\u7ea7\u8f83\u4f4e\u7684\u4eba\u5c24\u5176\u6709\u5e2e\u52a9\u3002\u6211\u4eec\u53ef\u4ee5\u63a5\u89e6\u5230\u4e13\u95e8\u4e3a\u4fe1\u7528\u4e0d\u826f\u7684\u4eba\u63d0\u4f9b\u670d\u52a1\u7684\u653e\u6b3e\u673a\u6784\uff0c\u5e76\u4e14\u53ef\u4ee5\u5229\u7528\u4e0e\u4e3b\u6d41\u94f6\u884c\u7684\u5173\u7cfb\u5e2e\u60a8\u53d6\u5f97\u66f4\u6709\u4f18\u52bf\u7684\u8d37\u6b3e\u6761\u4ef6\u3002<\/p>\n<p>\u6211\u4eec\u8fd8\u53ef\u4ee5\u83b7\u5f97\u5728\u516c\u5f00\u5e02\u573a\u4e0a\u65e0\u6cd5\u83b7\u5f97\u7684\u72ec\u5bb6\u4ea4\u6613\uff0c\u6216\u8005\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\u4e0e\u653e\u6b3e\u673a\u6784\u534f\u5546\u4e00\u4e2a\u66f4\u597d\u7684\u5229\u7387\u6216\u66f4\u4f4e\u7684\u7533\u8bf7\u8d39\u3002<\/p>\n<p>\u5f53\u4f60\u8bd5\u56fe\u5728\u4e0d\u540c\u7684\u8d37\u6b3e\u7ecf\u7eaa\u516c\u53f8\u4e4b\u95f4\u6311\u9009\u60a8\u7684\u62b5\u62bc\u8d37\u6b3e\u65f6\uff0c\u8bf7\u786e\u4fdd\u60a8\u9009\u62e9\u7684\u516c\u53f8\u662f\u6709\u6267\u7167\u7684\uff0c\u4ed6\u4eec\u7684\u516c\u53f8\u901a\u5e38\u90fd\u4f1a\u6709\u4e00\u4e2aNMLS \u7f16\u53f7\uff0c\u540c\u65f6\u662f\u7531\u76f8\u5173\u5dde\u653f\u5e9c\u90e8\u95e8\uff08\u6bd4\u5982\u7ebd\u7ea6\u662f\u7531DFS\uff09\u9881\u53d1\u7684\u8d37\u6b3e\u6267\u7167\u3002\u6709\u5f88\u591a\u201c\u8d37\u6b3e\u516c\u53f8\u201d\u53ea\u662f\u81ea\u79f0\u4e3a\u201c\u8d37\u6b3e\u516c\u53f8\u201d\u3002<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-250258836\" class=\"accordion-item\">\n\t\t<a id=\"accordion-250258836-label\" class=\"accordion-title plain\" href=\"#accordion-item-what-is-stated-income-mortgage?\" aria-expanded=\"false\" aria-controls=\"accordion-250258836-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u4ec0\u4e48\u662f\u4e0d\u67e5\u6536\u5165\u8d37\u6b3e?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-250258836-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-250258836-label\">\n\t\t\t\n\n<div class=\"fusion-panel panel-default panel-f06bbe24d89cbb6b4 fusion-toggle-has-divider\">\n<div id=\"f06bbe24d89cbb6b4\" class=\"panel-collapse collapse in\" aria-labelledby=\"toggle_f06bbe24d89cbb6b4\">\n<div class=\"panel-body toggle-content fusion-clearfix\">\n<p>\u4e0d\u67e5\u6536\u5165\u8d37\u6b3e\u8d37\u6b3e\u53ef\u8ba9\u501f\u6b3e\u4eba\u5728\u4e0d\u9700\u8981\u88ab\u653e\u6b3e\u673a\u6784\u6838\u5b9e\u6536\u5165\u7684\u60c5\u51b5\u4e0b\u83b7\u5f97\u8d37\u6b3e\u3002\u8fd9\u4e9b\u8d37\u6b3e\u7684\u76ee\u7684\u662f\u7b80\u5316\u8d2d\u623f\u8005\u7684\u7533\u8bf7\u7a0b\u5e8f\uff0c\u56e0\u4e3a\u4ed6\u4eec\u7684\u6536\u5165\u96be\u4ee5\u8bc1\u660e\uff0c\u5982\u4e2a\u4f53\u7ecf\u8425\u8005\u548c\u90a3\u4e9b\u4f9d\u9760\u5c0f\u8d39\u4f5c\u4e3a\u6536\u5165\u7684\u4eba\u3002\u4f46\u662f\u4ed6\u4eec\u9700\u8981\u6838\u5b9e\u7533\u8bf7\u8005\u7684\u4fe1\u7528\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-229396840\" class=\"accordion-item\">\n\t\t<a id=\"accordion-229396840-label\" class=\"accordion-title plain\" href=\"#accordion-item-what-is-hard-money-loan?\" aria-expanded=\"false\" aria-controls=\"accordion-229396840-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u4ec0\u4e48\u662f\u8fc7\u6865\u8d37\u6b3e<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-229396840-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-229396840-label\">\n\t\t\t\n\n<div class=\"fusion-panel panel-default panel-edb3b9d0b73e786d4 fusion-toggle-has-divider\">\n<div id=\"edb3b9d0b73e786d4\" class=\"panel-collapse collapse in\" aria-labelledby=\"toggle_edb3b9d0b73e786d4\">\n<div class=\"panel-body toggle-content fusion-clearfix\">\n<p>\u8fc7\u6865\u8d37\u6b3e\u662f\u4e00\u79cd\u201c\u6700\u540e\u624b\u6bb5\u201d\u8d37\u6b3e\u6216\u77ed\u671f\u8fc7\u6e21\u6027\u8d37\u6b3e\u3002\u5b83\u4e3b\u8981\u7528\u4e8e\u623f\u5730\u4ea7\u4ea4\u6613\uff0c\u5176\u6761\u6b3e\u4e3b\u8981\u662f\u57fa\u4e8e\u88ab\u7528\u4f5c\u62b5\u62bc\u54c1\u7684\u8d22\u4ea7\u7684\u4ef7\u503c\uff0c\u800c\u4e0d\u662f\u501f\u6b3e\u4eba\u7684\u4fe1\u8a89\u6216\u6536\u5165\u3002\u7531\u4e8e\u94f6\u884c\u7b49\u4f20\u7edf\u8d37\u6b3e\u673a\u6784\u4e0d\u53d1\u653e\u786c\u94b1\u8d37\u6b3e\uff0c\u786c\u94b1\u8d37\u6b3e\u673a\u6784\u901a\u5e38\u662f\u79c1\u4eba\u4e2a\u4eba\u6216\u516c\u53f8\uff0c\u4ed6\u4eec\u8ba4\u4e3a\u8fd9\u7c7b\u6f5c\u5728\u98ce\u9669\u6295\u8d44\u6709\u4ef7\u503c\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1514323997\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1514323997-label\" class=\"accordion-title plain\" href=\"#accordion-item-can-a-foreign-national(no-us-citizen-or-green-card-holder)-get-a-mortgage-?\" aria-expanded=\"false\" aria-controls=\"accordion-1514323997-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u5916\u56fd\u4eba(\u6ca1\u6709\u7f8e\u56fd\u516c\u6c11\u6216\u7eff\u5361\u6301\u6709\u8005)\u53ef\u4ee5\u83b7\u5f97\u62b5\u62bc\u8d37\u6b3e\u5417?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1514323997-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1514323997-label\">\n\t\t\t\n\n<div class=\"fusion-panel panel-default panel-eabbe45bef5b7370e fusion-toggle-has-divider\">\n<div id=\"eabbe45bef5b7370e\" class=\"panel-collapse collapse in\" aria-labelledby=\"toggle_eabbe45bef5b7370e\">\n<div class=\"panel-body toggle-content fusion-clearfix\">\n<p>\u53ef\u4ee5\u3002\u4f46\u5728\u7533\u8bf7\u62b5\u62bc\u8d37\u6b3e\u65f6\u5fc5\u987b\u8003\u8651\u8bb8\u591a\u56e0\u7d20\uff0c\u4ee5\u53ca\u660e\u663e\u7684\u52a3\u52bf\uff0c\u5305\u62ec\u989d\u5916\u7684\u8981\u6c42\u3001\u66f4\u9ad8\u7684\u501f\u8d37\u6210\u672c\u548c\u66f4\u8270\u96be\u7684\u5ba1\u6279\u8fc7\u7a0b\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-panel panel-default panel-2f8ac61ba4d9934bc fusion-toggle-has-divider\">\n<div class=\"panel-heading\">\n<h4 id=\"toggle_2f8ac61ba4d9934bc\" class=\"panel-title toggle fusion-responsive-typography-calculated\" data-fontsize=\"24\" data-lineheight=\"22.08px\">\u00a0<\/h4>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-837254377\" class=\"accordion-item\">\n\t\t<a id=\"accordion-837254377-label\" class=\"accordion-title plain\" href=\"#accordion-item-what-is-the-difference-between-home-equity-loan-and-heloc?\" aria-expanded=\"false\" aria-controls=\"accordion-837254377-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u623f\u5c4b\u51c0\u503c\u8d37\u6b3e\u548cHELOC\uff08\u623f\u5c4b\u51c0\u503c\u4fe1\u8d37\u989d\u5ea6\uff09\u6709\u4ec0\u4e48\u4e0d\u540c?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-837254377-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-837254377-label\">\n\t\t\t\n\n<p>\u623f\u5c4b\u51c0\u503c\u8d37\u6b3e\u662f\u4e00\u6b21\u6027\u53d6\u6b3e\u3002\u5982\u679c\u4f60\u9700\u8981\u94b1\u4e00\u6b21\u6027\u6d88\u8d39\uff0c\u6bd4\u5982\u5a5a\u793c\u3001\u53a8\u623f\u88c5\u4fee\u6216\u8d2d\u4e70\u5176\u4ed6\u6295\u8d44\u6027\u623f\u4ea7\uff0c\u8fd9\u662f\u4e00\u4e2a\u9009\u62e9\u3002<\/p>\n<p>\u623f\u5c4b\u51c0\u503c\u4fe1\u8d37\u989d\u5ea6\u7565\u6709\u4e0d\u540c\u3002\u5b83\u4eec\u662f\u4e00\u4e2a\u5faa\u73af\u7684\u8d44\u91d1\u6765\u6e90\uff0c\u5f88\u50cf\u4fe1\u7528\u5361\uff0c\u4f60\u53ef\u4ee5\u968f\u610f\u4f7f\u7528\u3002\u4e0e\u623f\u5c4b\u51c0\u503c\u8d37\u6b3e\u4e0d\u540c\u7684\u662f\uff0c\u5b83\u4eec\u5f80\u5f80\u6ca1\u6709(\u5982\u679c\u6709\u7684\u8bdd)\u591a\u5c11\u5173\u95ed\u6210\u672c\uff0c\u800c\u4e14\u5177\u6709\u53ef\u53d8\u5229\u7387\u7684\u7279\u70b9\u3002\u5c3d\u7ba1\u4e00\u4e9b\u8d37\u6b3e\u673a\u6784\u63d0\u4f9b\u4e00\u5b9a\u5e74\u9650\u7684\u56fa\u5b9a\u5229\u7387\u3002<\/p>\n<p>\u5927\u591a\u6570\u623f\u5c4b\u51c0\u503c\u4fe1\u8d37\u989d\u5ea6\u6709\u4e24\u4e2a\u9636\u6bb5:\u5728\u63d0\u53d6\u671f\u95f4(\u901a\u5e38\u4e3a10\u5e74)\uff0c\u4f60\u53ef\u4ee5\u6839\u636e\u81ea\u5df1\u7684\u610f\u613f\u83b7\u53d6\u53ef\u7528\u4fe1\u8d37\u3002\u8bb8\u591aHELOC\u5408\u540c\u8981\u6c42\u5728\u6b64\u671f\u95f4\u53ea\u652f\u4ed8\u5229\u606f\uff0c\u5c3d\u7ba1\u4f60\u53ef\u4ee5\u9009\u62e9\u652f\u4ed8\u989d\u5916\u8fd8\u6b3e\uff0c\u5e76\u76f4\u63a5\u652f\u4ed8\u672c\u91d1\u3002<\/p>\n<p>\u63d0\u53d6\u671f\u95f4\u7ed3\u675f\u540e\uff0c\u6709\u65f6\u4f60\u53ef\u4ee5\u8981\u6c42\u5ef6\u671f\u3002\u5426\u5219\uff0c\u8d37\u6b3e\u5c06\u8fdb\u5165\u8fd8\u6b3e\u9636\u6bb5\u3002\u4ece\u73b0\u5728\u5f00\u59cb\uff0c\u4f60\u4e0d\u80fd\u518d\u83b7\u5f97\u989d\u5916\u7684\u8d44\u91d1\uff0c\u4f60\u5fc5\u987b\u5b9a\u671f\u652f\u4ed8\u672c\u91d1\u52a0\u5229\u606f\uff0c\u76f4\u5230\u4f59\u989d\u5168\u90e8\u8fd8\u5b8c\u3002\u901a\u5e38\u5728\u5269\u4f5920\u5e74\u7684\u8fd8\u6b3e\u671f\u91cc\uff0c\u4f60\u5fc5\u987b\u507f\u8fd8\u4f60\u501f\u7684\u6240\u6709\u94b1\uff0c\u52a0\u4e0a\u53ef\u53d8\u5229\u7387\u7684\u5229\u606f\u3002\u4e00\u4e9b\u8d37\u65b9\u4f1a\u7ed9\u501f\u6b3e\u8005\u5728\u8fd9\u4e2a\u65f6\u5019\u5c06HELOC\u4f59\u989d\u8f6c\u6362\u4e3a\u56fa\u5b9a\u5229\u7387\u8d37\u6b3e\u7684\u9009\u62e9\u3002<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1201933433\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1201933433-label\" class=\"accordion-title plain\" href=\"#accordion-item-what-does-3\/1,-5\/1,-7\/1,-10\/1-arm-mortgage-means?\" aria-expanded=\"false\" aria-controls=\"accordion-1201933433-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>3\/ 1\uff0c5 \/ 1\uff0c7 \/ 1\uff0c10 \/1 ARM\u62b5\u62bc\u8d37\u6b3e\u662f\u4ec0\u4e48\u610f\u601d?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1201933433-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1201933433-label\">\n\t\t\t\n\n<p>\u4ee55\/1 ARM\u4e3a\u4f8b\u30025\/1\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u4e5f\u88ab\u79f0\u4e3a5\/1\u6df7\u5408\u53ef\u8c03\u5229\u7387\u62b5\u62bc\u8d37\u6b3e(5\/1\u6df7\u5408\u5229\u7387\u62b5\u62bc\u8d37\u6b3e)\u4ee5\u6700\u521d\u76845\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u5f00\u59cb\uff0c\u7136\u540e\u662f\u6309\u5e74\u8c03\u6574\u7684\u5229\u7387\u3002\u672f\u8bed\u4e2d\u7684\u201c5\u201d\u6307\u7684\u662f\u56fa\u5b9a\u5229\u7387\u7684\u5e74\u6570\uff0c\u201c1\u201d\u6307\u5229\u7387\u8c03\u6574\u540e\u7684\u9891\u7387(\u6bcf\u5e74\u4e00\u6b21)\u3002<\/p>\n<p>5\/1\u6df7\u5408\u62b5\u62bc\u8d37\u6b3e\u53ef\u80fd\u662f\u6700\u53d7\u6b22\u8fce\u7684\u53ef\u8c03\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\uff0c\u4f46\u5b83\u4e0d\u662f\u552f\u4e00\u7684\u9009\u62e9\u3002\u4e5f\u67093\/ 1,7 \/1\u548c10\/1\u3002\u8fd9\u4e9b\u8d37\u6b3e\u5206\u522b\u63d0\u4f9b3\u5e74\u30017\u5e74\u621610\u5e74\u7684\u57fa\u672c\u56fa\u5b9a\u5229\u7387\uff0c\u4e4b\u540e\u6bcf\u5e74\u8fdb\u884c\u8c03\u6574\u3002<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1415200600\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1415200600-label\" class=\"accordion-title plain\" href=\"#accordion-item-do-i-need-great-credit-(also-known-as-fico-score)-to-get-a-mortgage?\" aria-expanded=\"false\" aria-controls=\"accordion-1415200600-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u6211\u662f\u5426\u9700\u8981\u826f\u597d\u7684\u4fe1\u7528(\u4e5f\u79f0\u4e3aFICO\u8bc4\u5206)\u6765\u83b7\u5f97\u62b5\u62bc\u8d37\u6b3e?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1415200600-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1415200600-label\">\n\t\t\t\n\n<div class=\"fusion-panel panel-default panel-1cd2d4ca38c6a20d4 fusion-toggle-has-divider\">\n<div id=\"1cd2d4ca38c6a20d4\" class=\"panel-collapse collapse in\" aria-labelledby=\"toggle_1cd2d4ca38c6a20d4\">\n<div class=\"panel-body toggle-content fusion-clearfix\">\n<p>\u4e0d\u4e00\u5b9a\uff0c\u4f46\u80af\u5b9a\u4f1a\u6709\u5e2e\u52a9\u3002\u83b7\u5f97FICO\u4fe1\u7528\u8bc4\u5206\u4f4e\u81f3620\u5206\u53ef\u505a\u4f20\u7edf\u62b5\u62bc\u8d37\u6b3e\uff0c\u800c\u83b7\u5f97500\u5206\u4ee5\u4e0a\u53ef\u9009\u62e9\u505aFHA\u62b5\u62bc\u8d37\u6b3e\uff0c\u524d\u63d0\u662f\u4e24\u8005\u6536\u5165\u90fd\u57fa\u672c\u7b26\u5408\u76f8\u5e94\u7684\u503a\u52a1\u6bd4\u4f8b\u8981\u6c42\u3002\u7136\u800c\uff0c\u8981\u77e5\u9053\u4f60\u7684\u5206\u6570\u8d8a\u4f4e\uff0c\u4f60\u7684\u5229\u7387\u5c31\u4f1a\u8d8a\u9ad8\u3002\u4f46\u6ca1\u6709\u4fe1\u7528\u5206\u6570\u6bd4\u7cdf\u7cd5\u7684\u4fe1\u7528\u5206\u6570\u66f4\u597d\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-panel panel-default panel-941723db4ad255d30 fusion-toggle-has-divider\">\n<div class=\"panel-heading\">\n<h4 id=\"toggle_941723db4ad255d30\" class=\"panel-title toggle fusion-responsive-typography-calculated\" data-fontsize=\"24\" data-lineheight=\"22.08px\">\u00a0<\/h4>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1567500691\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1567500691-label\" class=\"accordion-title plain\" href=\"#accordion-item-how-much-down-payment-do-i-need?\" aria-expanded=\"false\" aria-controls=\"accordion-1567500691-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u6211\u9700\u8981\u591a\u5c11\u5934\u671f\u6b3e?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1567500691-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1567500691-label\">\n\t\t\t\n\n<div class=\"fusion-panel panel-default panel-941723db4ad255d30 fusion-toggle-has-divider\">\n<div id=\"941723db4ad255d30\" class=\"panel-collapse collapse in\" aria-labelledby=\"toggle_941723db4ad255d30\">\n<div class=\"panel-body toggle-content fusion-clearfix\">\n<p>\u7b80\u5355\u7684\u56de\u7b54\u662f\uff0c\u4f60\u53ef\u4ee5\u75283%\u7684\u9996\u4ed8\u83b7\u5f97\u4f20\u7edf\u62b5\u62bc\u8d37\u6b3e\uff0c\u75283.5%\u7684\u9996\u4ed8\u83b7\u5f97\u8054\u90a6\u4f4f\u623f\u7ba1\u7406\u5c40\u8d37\u6b3e\uff0c\u800c\u7528VA\u6216USDA\u7684\u8d37\u6b3e\u5219\u5b8c\u5168\u4e0d\u9700\u8981\u9996\u4ed8\u3002\u7136\u800c\uff0c\u5bf9\u4e8e\u4f20\u7edf\u8d37\u6b3e\u6216FHA\u8d37\u6b3e\uff0c\u5982\u679c\u9996\u4ed8\u4f4e\u4e8e\u623f\u5c4b\u552e\u4ef7\u768420%\uff0c\u4f60\u5c31\u5fc5\u987b\u652f\u4ed8\u79c1\u4eba\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669(PMI)\u3002\u4e00\u822c\u60c5\u51b5\u4e0b\uff0c\u5bf9\u4e8e\u4e0d\u67e5\u6536\u5165\u8d37\u6b3e\uff0c\u60a8\u9700\u8981\u51c6\u5907\u81f3\u5c1120%\u7684\u9996\u4ed8\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-panel panel-default panel-c06c4ac003f4d511c fusion-toggle-has-divider\">\n<div class=\"panel-heading\">\n<h4 id=\"toggle_c06c4ac003f4d511c\" class=\"panel-title toggle fusion-responsive-typography-calculated\" data-fontsize=\"24\" data-lineheight=\"22.08px\">\u00a0<\/h4>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3965579283\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3965579283-label\" class=\"accordion-title plain\" href=\"#accordion-item-should-i-choose-a-fixed-rate-or-an-adjustable-rate-mortgage?\" aria-expanded=\"false\" aria-controls=\"accordion-3965579283-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u6211\u5e94\u8be5\u9009\u62e9\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u8fd8\u662f\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3965579283-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3965579283-label\">\n\t\t\t\n\n<div class=\"fusion-panel panel-default panel-c06c4ac003f4d511c fusion-toggle-has-divider\">\n<div id=\"c06c4ac003f4d511c\" class=\"panel-collapse collapse in\" aria-labelledby=\"toggle_c06c4ac003f4d511c\">\n<div class=\"panel-body toggle-content fusion-clearfix\">\u5f53\u5229\u7387\u5904\u4e8e\u5386\u53f2\u4f4e\u4f4d\u65f6\uff0c\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u5728\u8d22\u52a1\u4e0a\u662f\u6709\u610f\u4e49\u7684\u3002\u4e0d\u8db3\u4e3a\u5947\u7684\u662f\uff0c\u5982\u4eca\u7edd\u5927\u591a\u6570\u7684\u67e5\u6536\u5165\u62b5\u62bc\u8d37\u6b3e\u90fd\u662f\u56fa\u5b9a\u5229\u7387\u7684\u3002\u4e5f\u5c31\u662f\u8bf4\uff0c\u867d\u7136\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u5bf9\u5927\u591a\u6570\u8d2d\u623f\u8005\u6765\u8bf4\u662f\u6700\u4f73\u9009\u62e9\uff0c\u4f46\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\uff0cARM\u53ef\u80fd\u66f4\u597d\u3002\u4f8b\u5982\uff0c\u5982\u679c\u4f60\u5e0c\u671b\u5728\u56fa\u5b9a\u5229\u7387\u671f\u7ed3\u675f\u3001\u5229\u7387\u5f00\u59cb\u6d6e\u52a8\u4e4b\u524d\u5356\u6389\u623f\u5b50\uff0c\u6700\u7ec8\u53ef\u4ee5\u4e3a\u4f60\u8282\u7701\u6570\u5343\u7f8e\u5143\u3002\u6216\u8005\uff0c\u5728\u5229\u7387\u4e0b\u964d\u671f\u95f4\uff0cARM\u53ef\u4ee5\u8ba9\u4f60\u83b7\u5f97\u4e00\u4e2a\u8f83\u4f4e\u7684\u521d\u59cb\u5229\u7387\uff0c\u5982\u679c\u5229\u7387\u8fdb\u4e00\u6b65\u4e0b\u964d\uff0c\u5b83\u5c06\u4e3a\u4f60\u4ee5\u540e\u8282\u7701\u8d44\u91d1\u3002\u4f46\u662f\u5982\u679c\u4f60\u60f3\u505a\u4e0d\u67e5\u6536\u5165\u8d37\u6b3e\uff0c\u4f60\u53ef\u80fd\u6ca1\u6709\u90a3\u4e48\u591a\u7684\u9009\u62e9\uff0c\u6709\u65f6\u4f60\u53ef\u80fd\u4e0d\u5f97\u4e0d\u505aARM\u8d37\u6b3e\u3002<\/div>\n<\/div>\n<\/div>\n<div class=\"fusion-panel panel-default panel-60d44ab6ab57960f9 fusion-toggle-has-divider\">\n<div class=\"panel-heading\">\n<h4 id=\"toggle_60d44ab6ab57960f9\" class=\"panel-title toggle fusion-responsive-typography-calculated\" data-fontsize=\"24\" data-lineheight=\"22.08px\">\u00a0<\/h4>\n<\/div>\n<\/div>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1184134803\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1184134803-label\" class=\"accordion-title plain\" href=\"#accordion-item-how-long-does-it-take-to-get-a-mortgage?\" aria-expanded=\"false\" aria-controls=\"accordion-1184134803-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u529e\u7406\u62b5\u62bc\u8d37\u6b3e\u9700\u8981\u591a\u957f\u65f6\u95f4?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1184134803-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1184134803-label\">\n\t\t\t\n\n<p>\u8d37\u6b3e\u83b7\u5f97\u6279\u51c6\u548c\u878d\u8d44\u6240\u9700\u7684\u65f6\u95f4\u56e0\u8d37\u6b3e\u4eba\u800c\u5f02\u3002\u5728\u6bd4\u8f83\u62b5\u62bc\u8d37\u6b3e\u65f6\uff0c\u4e86\u89e3\u62b5\u62bc\u8d37\u6b3e\u673a\u6784\u5e73\u5747\u9700\u8981\u591a\u957f\u65f6\u95f4\u624d\u80fd\u8fc7\u6237\u662f\u975e\u5e38\u91cd\u8981\u7684\u3002\u9876\u7ea7\u62b5\u62bc\u8d37\u6b3e\u673a\u6784\u5e94\u8be5\u80fd\u591f\u5728\u7533\u8bf7\u540e30-45\u5929\u5185\u83b7\u5f97\u8d37\u6b3e\u3002<\/p>\n<p>\u91cd\u8981\u7684\u662f\u8981\u4e86\u89e3\uff0c\u6709\u8bb8\u591a\u56e0\u7d20\u53ef\u4ee5\u63a8\u8fdf\u6279\u51c6\u62b5\u62bc\u8d37\u6b3e\u3002\u5728\u529e\u7406\u62b5\u62bc\u8d37\u6b3e\u7684\u8fc7\u7a0b\u4e2d\uff0c\u4e0e\u6211\u4eec\u4fdd\u6301\u7ecf\u5e38\u7684\u8054\u7cfb\u662f\u5f88\u91cd\u8981\u7684\uff0c\u5e76\u786e\u4fdd\u4f60\u80fd\u5c3d\u5feb\u5c06\u4f60\u9700\u8981\u7684\u6587\u4ef6\u4ea4\u7ed9\u6211\u4eec\u3002<\/p>\n<p>\u5982\u679c\u4e70\u65b9\u4e0d\u914d\u5408\u6211\u4eec\u53ca\u65f6\u83b7\u5f97\u6240\u9700\u6587\u4ef6\uff0c\u6700\u7ec8\u53ef\u80fd\u5bfc\u81f4\u4ea4\u6613\u5ef6\u8fdf\uff0c\u751a\u81f3\u66f4\u7cdf\u7684\u662f\u88ab\u53d6\u6d88\u3002<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1155993667\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1155993667-label\" class=\"accordion-title plain\" href=\"#accordion-item-how-is-my-mortgage-payment-determined?\" aria-expanded=\"false\" aria-controls=\"accordion-1155993667-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u6211\u7684\u6309\u63ed\u8fd8\u6b3e\u662f\u5982\u4f55\u51b3\u5b9a\u7684?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1155993667-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1155993667-label\">\n\t\t\t\n\n<p>\u6839\u636e\u4f60\u7684\u60c5\u51b5\uff0c\u4f60\u7684\u6309\u63ed\u8fd8\u6b3e\u4e00\u822c\u5206\u4e3a\u4e09\u6216\u56db\u90e8\u5206:<\/p>\n<ul>\n<li>\u672c\u91d1:\u507f\u8fd8\u4f60\u7684\u672a\u507f\u4f59\u989d\u3002<\/li>\n<li>\u5229\u606f:\u652f\u4ed8\u672a\u4ed8\u4f59\u989d\u4e0a\u7684\u5229\u606f\u3002<\/li>\n<li>\u7a0e\u6536:\u60a8\u9884\u671f\u7684\u5e74\u5ea6\u7269\u4e1a\u7a0e\u7684\u5341\u4e8c\u5206\u4e4b\u4e00\u5c06\u5305\u62ec\u5728\u60a8\u7684\u6309\u63ed\u4ed8\u6b3e\uff0c\u5e76\u5b58\u5165\u60a8\u7684\u6258\u7ba1\u5e10\u6237\u3002<\/li>\n<li>\u4fdd\u9669:\u8fd9\u5305\u62ec\u623f\u4e3b\u7684\u4fdd\u9669\uff0c\u4ee5\u53ca\u4efb\u4f55\u5176\u4ed6\u4f60\u9700\u8981\u6295\u4fdd\u7684\u9669\u79cd\uff0c\u6bd4\u5982\u6d2a\u6c34\u6216\u98ce\u66b4\u3002\u5982\u679c\u4f60\u7684\u8d37\u6b3e\u9996\u4ed8\u4f4e\u4e8e20%\uff0c\u8fd9\u4e5f\u53ef\u4ee5\u5305\u62ec\u79c1\u4eba\u62b5\u62bc\u8d37\u6b3e\u4fdd\u9669\u3002<\/li>\n<\/ul>\n<p>\u57fa\u4e8e\u8fd9\u56db\u4e2a\u9879\u76ee\uff0c\u4f60\u7684\u6309\u63ed\u4ed8\u6b3e\u88ab\u79f0\u4e3aPITI\u3002<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1221326622\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1221326622-label\" class=\"accordion-title plain\" href=\"#accordion-item-how-can-you-pay-off-your-mortgage-sooner?\" aria-expanded=\"false\" aria-controls=\"accordion-1221326622-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"\u5207\u6362\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>\u600e\u6837\u624d\u80fd\u5c3d\u65e9\u8fd8\u6e05\u62b5\u62bc\u8d37\u6b3e?<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1221326622-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1221326622-label\">\n\t\t\t\n\n<p>\u6709\u5f88\u591a\u65b9\u6cd5\u53ef\u4ee5\u51cf\u5c11\u60a8\u7684\u6309\u63ed\u8fd8\u6b3e\u5e74\u9650\u3002\u60a8\u53ef\u4ee5\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u8282\u7701\u5927\u91cf\u5f00\u652f:<\/p>\n<ul>\n<li>\u9009\u62e9\u975e\u6bcf\u6708\u6216\u52a0\u901f\u4ed8\u6b3e\u8ba1\u5212<\/li>\n<li>\u589e\u52a0\u60a8\u7684\u652f\u4ed8\u9891\u7387\u65f6\u95f4\u8868<\/li>\n<li>\u652f\u4ed8\u672c\u91d1<\/li>\n<li>\u53cc\u500d\u4ed8\u6b3e<\/li>\n<li>\u91cd\u65b0\u8d37\u6b3e\u7684\u65f6\u5019\u9009\u62e9\u8f83\u77ed\u7684\u8fd8\u6b3e\u5e74\u9650<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\n<\/div>\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1741188887 > .col-inner {\n  padding: 0px 10px 0px 10px;\n  border-radius: 10px;\n}\n@media (min-width:550px) {\n  #col-1741188887 > .col-inner {\n    padding: 0px 10px 0px 10px;\n  }\n}\n<\/style>\n\t<\/div>\n\n\t\n\n\t<div id=\"col-1505401628\" class=\"col medium-3 small-12 large-3\"  >\n\t\t\t\t<div class=\"col-inner\" style=\"background-color:rgb(255,255,255);\" >\n\t\t\t\n\t<div class=\"is-border\"\n\t\tstyle=\"border-color:rgb(214, 214, 214);border-radius:6px;border-width:1px 1px 1px 1px;\">\n\t<\/div>\n\t\t\t\n\n\n\t<section class=\"section sid-bar\" id=\"section_445793646\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"row\"  id=\"row-887109539\">\n\n\n\t<div id=\"col-1606547106\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<a class=\"button success expand wdg-h\" >\n\t\t<span>\u8d37\u6b3e\u8ba1\u7b97\u5668<\/span>\n\t<\/a>\n\n\n<p>\u6211\u4eec\u63d0\u4f9b\u7684\u514d\u8d39\u8d37\u6b3e\u8ba1\u7b97\u673a\u53ef\u4ee5\u8ba9\u60a8\u81ea\u884c\u8ba1\u7b97\u60a8\u7684\u8d37\u6b3e\u652f\u4ed8\u91d1\u989d\u3002<\/p>\n<a href=\"https:\/\/xumortgage.com\/zh\/mortgage-calculator\/\" class=\"button success is-small wdg-cal\" >\n\t<i class=\"icon-pen-alt-fill\" aria-hidden=\"true\"><\/i>\t<span>\u5f00\u59cb\u8ba1\u7b97<\/span>\n\t<\/a>\n\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n\t<div id=\"col-23590330\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<a class=\"button success expand wdg-h\" >\n\t\t<span>\u670d\u52a1<\/span>\n\t<\/a>\n\n\n\t<div class=\"ux-menu stack stack-col justify-start ux-menu--divider-solid\">\n\t\t\n\n\t<div class=\"ux-menu-link flex menu-item\">\n\t\t<a class=\"ux-menu-link__link flex\" href=\"https:\/\/xumortgage.com\/zh\/non-qm-loan\/\" >\n\t\t\t\t\t\t<span class=\"ux-menu-link__text\">\n\t\t\t\t\u4f4f\u5b85\u8d37\u6b3e\t\t\t<\/span>\n\t\t<\/a>\n\t<\/div>\n\t\n\n\t<div class=\"ux-menu-link flex menu-item\">\n\t\t<a class=\"ux-menu-link__link flex\" href=\"https:\/\/xumortgage.com\/zh\/commercial-loan\/\" >\n\t\t\t\t\t\t<span class=\"ux-menu-link__text\">\n\t\t\t\t\u5546\u4e1a\u8d37\u6b3e\t\t\t<\/span>\n\t\t<\/a>\n\t<\/div>\n\t\n\n\t<div class=\"ux-menu-link flex menu-item\">\n\t\t<a class=\"ux-menu-link__link flex\" href=\"https:\/\/xumortgage.com\/zh\/hard-money-loan\/\" >\n\t\t\t\t\t\t<span class=\"ux-menu-link__text\">\n\t\t\t\t\u8fc7\u6865\u8d37\u6b3e\t\t\t<\/span>\n\t\t<\/a>\n\t<\/div>\n\t\n\n\t<div class=\"ux-menu-link flex menu-item\">\n\t\t<a class=\"ux-menu-link__link flex\" href=\"https:\/\/xumortgage.com\/zh\/constraction-loan\/\" >\n\t\t\t\t\t\t<span class=\"ux-menu-link__text\">\n\t\t\t\t\u5efa\u7b51\u8d37\u6b3e\t\t\t<\/span>\n\t\t<\/a>\n\t<\/div>\n\t\n\n\n\t<\/div>\n\t\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_445793646 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n}\n<\/style>\n\t<\/section>\n\t\n\n\n\t\t<\/div>\n\t\t\t\t\n<style>\n#col-1505401628 > .col-inner {\n  border-radius: 10px;\n}\n<\/style>\n\t<\/div>\n\n\t\n\n<\/div>\n\t<div id=\"gap-1166491702\" class=\"gap-element clearfix\" style=\"display:block; height:auto;\">\n\t\t\n<style>\n#gap-1166491702 {\n  padding-top: 80px;\n}\n<\/style>\n\t<\/div>\n\t\n\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-blank.php","meta":{"footnotes":""},"class_list":["post-49","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/pages\/49","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/comments?post=49"}],"version-history":[{"count":27,"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/pages\/49\/revisions"}],"predecessor-version":[{"id":278,"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/pages\/49\/revisions\/278"}],"wp:attachment":[{"href":"https:\/\/xumortgage.com\/zh\/wp-json\/wp\/v2\/media?parent=49"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}