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Xu Johnson

Mortgage Loan Originator | Starlink Mortgage LLC

Helping homebuyers, homeowners, and real estate investors secure the right mortgage solutions across California.

With years of experience in real estate and mortgage lending, Xu Johnson provides personalized mortgage guidance tailored to each client’s financial situation. Whether you are purchasing your first home, refinancing your current loan, or financing an investment property, Xu works closely with you to identify the most suitable loan program.

Through Starlink Mortgage LLC, clients have access to a wide range of flexible mortgage options with a streamlined approval process. In many cases, loans can close in as little as 20–30 days.

Xu proudly serves clients throughout California & Texas, including San Francisco, Los Angeles, San Diego, Dallas, and Houston, and offers professional service in both English and Mandarin.

How I Can Help Buy Your Dream House

Get Pre-Qualified

We can get you prequalified online so you can make an offer with confidence that it will get accepted.

Get Your Offer Accepted
Know Your Buying Range

Shop For Best Rate

We will use our network of lenders to shop for the best rates and loan program to fit your needs.

Shop Multiple Lenders
Lower rates, Lower Payments

Fast Funding

Our team will use our expertise to make sure your loan gets funded fast! We make funding a breeze.

Hassle Free Funding
Get Your Dream House

Apply Now

Mortgage Loan Services

A variety of loan solutions are available to meet different financial needs: First-Time Homebuyer Loans – Down payments starting from 5%; Refinance & Cash-Out Refinance – Access your home equity or reduce your monthly payments; DSCR Investment Property Loans – Designed for real estate investors; No Income Verification Loans – Flexible documentation options for self-employed borrowers; Foreign National Loans – Financing solutions for international buyers and visa holders
Financing is available for Co-op properties, condominiums (including non-warrantable condos), and 1–4 unit residential properties, with loan amounts starting from $100,000.